Accommodation Services

Personal Possessions Insurance

Personal Possessions Insurance

Introduction to Howden for Students

Howden for Students

Your contents are insured! Don’t forget to register with Howden for Students to access your cover.

Did you know your belongings are insured while you’re staying with us? Find out what is and what isn’t covered, by checking your cover online through the Howden for Students app.

Why Howden for Students?

It’s easy to underestimate the value of your possessions. We’re not just talking about your laptop and phone, but items such as your clothes, hairdryers, and other gadgets, like Fitbits, and smart watches can all add up.

The great news is, through our insurance partner, Howden, we provide contents insurance for all the students who live with us, so your belongings are covered while they’re in your accommodation.

Once you’ve registered with Howden’s student app, you can instantly access your cover details and policy documents, as well as contact the claims team at any time. 

Howden for Students is packed with loads of useful products and information to help you through your time at uni, including:

  • Wellbeing – access to free 24/7 confidential wellbeing support with qualified counsellors
  • Student life – top tips to make the most of your time at university
  • Protect and save - discounts on student friendly insurance, plus access to a trade-in portal to get cash for your old devices.
  • Submit a claim – quick access to an online claims portal
  • Prospects – find out more about graduate jobs, postgraduate study, work experience, internship opportunities, and careers.

Blackfriars, Kelvin Court and Thurso Street

Insurance is provided by Howden for Students. 

Policy number - HH1072 

Unite 26-27 Certificate of Insurance

Once you’ve registered with Howden, you’ll be able to access your cover details and policy documents, as well as contact the claims team at any time.

Cairncross House, Kelvinhaugh Gate and Kelvinhaugh Street

Insurance is provided by Howden for Students. 

Policy number - HH1357

UofG_25-26 Insurance_certificate HH1357 Period of Insurance 1 Sept 2025 to 31 August 2026

UofG 26-27 Certificate of Insurance HH1357 Period of Insurance 1 Sept 2026 to 31 August 2027

Once you’ve registered with Howden, you’ll be able to access your cover details and policy documents, as well as contact the claims team at any time.

You can also:

  • Check your level of cover
  • Review key exclusions and limitations
  • Check your policy excess
  • Learn how to make a claim
  • Extend and personalise your cover to protect laptops, phones and other valuables

N.B. The University will not be liable for any loss or damage to such property except on proof of specific acts of negligence on the part of the University or on the part of those for whom the University is responsible in law in which event the University shall be liable only for reasonable and direct loss or damage suffered.

Dumfries Residences, Queen Margaret Residence and Winton Drive

Insurance is provided by Howden for Students. 

Policy number - HH1357

UofG_25-26 Insurance_certificate HH1357 Period of Insurance 1 Sept 2025 to 31 August 2026

UofG 26-27 Certificate of Insurance HH1357 Period of Insurance 1 Sept 2026 to 31 August 2027


Once you’ve registered with Howden, you’ll be able to access your cover details and policy documents, as well as contact the claims team at any time.

You can also:

  • Check your level of cover
  • Review key exclusions and limitations
  • Check your policy excess
  • Learn how to make a claim
  • Extend and personalise your cover to protect laptops, phones and other valuables

N.B. The University will not be liable for any loss or damage to such property except on proof of specific acts of negligence on the part of the University or on the part of those for whom the University is responsible in law in which event the University shall be liable only for reasonable and direct loss or damage suffered.

Firhill Court and Kelvingrove House

Insurance is provided by Howden for Students.

Policy number - HH1471

Homes for Students_25-26 Insurance Certificate HH1471

Howden Group Contents Policy Wording 25-26

If you need to make a claim, download the Howden for Students app at https://students.howdengroup.com/registration or submit a claims form at Zurich Insurance Claims Portal https://propertyclaims.zurich.co.uk/ as soon as possible.

Havannah House

Insurance is provided by Howden for Students. 

Policy number - HH1823 

iQ 25-26 Insurance Certificate HH1823

To make a claim download the Howden for Students app at https://students.howdengroup.com/

Lister House, Maclay Residences and Murano Street

Insurance is provided by Howden for Students. 

Policy number - HH1357

UofG_25-26 Insurance_certificate HH1357 Period of Insurance 1 Sept 2025 to 31 August 2026

UofG 26-27 Certificate of Insurance HH1357 Period of Insurance 1 Sept 2026 to 31 August 2027

Once you’ve registered with Howden, you’ll be able to access your cover details and policy documents, as well as contact the claims team at any time.

You can also:

  • Check your level of cover
  • Review key exclusions and limitations
  • Check your policy excess
  • Learn how to make a claim
  • Extend and personalise your cover to protect laptops, phones and other valuables

N.B. The University will not be liable for any loss or damage to such property except on proof of specific acts of negligence on the part of the University or on the part of those for whom the University is responsible in law in which event the University shall be liable only for reasonable and direct loss or damage suffered.

Student Apartments

Insurance is provided by Howden for Students. 

Policy number - HH1357

UofG_25-26 Insurance_certificate HH1357 Period of Insurance 1 Sept 2025 to 31 August 2026

UofG 26-27 Certificate of Insurance HH1357 Period of Insurance 1 Sept 2026 to 31 August 2027

Once you’ve registered with Howden, you’ll be able to access your cover details and policy documents, as well as contact the claims team at any time.

You can also:

  • Check your level of cover
  • Review key exclusions and limitations
  • Check your policy excess
  • Learn how to make a claim
  • Extend and personalise your cover to protect laptops, phones and other valuables

N.B. The University will not be liable for any loss or damage to such property except on proof of specific acts of negligence on the part of the University or on the part of those for whom the University is responsible in law in which event the University shall be liable only for reasonable and direct loss or damage suffered.