Am I Eligible?
To be eligible for a Federal Loan, you must:
- Be a US citizen or eligible non-citizen with a valid Social Security number.
- Be enrolled or accepted for enrollment in an eligible program at our institution (non distance education).
- Have a high school diploma.
- Be enrolled at least half-time for the period of the loan.
- Complete the Free Application for Federal Student Aid (FAFSA) annually.
- Comply with the University's satisfactory academic progress policy.
- Not be in default on an educational loan or owe a repayment on an adjusted federal grant.
Please be aware that eligibility for loans is affected if you have defaulted on federal loan repayments from previous years. Defaults are reported on the FAFSA application, and certification of new loans cannot proceed until arrangements to repay arrears have been made with the Loan Servicer. Documentary evidence indicating that the Loan Servicer now considers your loans to be in good standing will be required by the University of Glasgow.
Ineligible Course
The following programs are ineligible for Federal Loans. This list is not exhaustive, and if you have any concerns regarding the eligibility of your intended program, please contact usloans@glasgow.ac.uk for further assistance:
- BA Community Development (Hons)*
- All Distance Learning programs*
- Diploma and Certificate programs*
- Undergraduate MBchB*
- Bachelor of Nursing*
- Bachelor of Dental Surgery*
- International Masters Erasmus Mundus programs*
- MSc in Conservation Management of African Ecosystems*
- MSc in Marine and Freshwater Biology*
- BSc Honours in Statistics*
- Language programs with a language year abroad*
- Master of Global Business (MSB)*
- Any program that is taught or part-taught with another institution*
- Students attending the Glasgow International College (GIC)
- Students studying at the Edinburgh Theological College Edinburgh
- Incoming Study Abroad/Exchange students (please apply for loans through your home school)
* Please note that for these programs, you can apply for a private education loan as an alternative funding option.
Points to Consider
- For Postgraduate Students: If you plan to return to the US before the end of the academic year to complete your dissertation at home, you will become ineligible for federal loans. Depending on your departure date from the UK, funds from your previous disbursement may need to be returned to the US Department of Education, and any subsequent disbursements will not be released to you.
- For PhD Students: Conducting periods of research in the USA may render PhD students ineligible for federal lending. For further discussion on this matter, please contact usloans@glasgow.ac.uk.
- Study Abroad: If you intend to participate in a Study Abroad program while at Glasgow, this may impact your eligibility for federal loans. It is essential to check with Pamela McNair before accepting a Study Abroad place to understand how it might affect your loan eligibility.