Undergraduate study

Undergraduate 

Economics MA(SocSci)/BAcc/BSc/MA

Economics of Banking ECON4071

  • Academic Session: 2026-27
  • School: Adam Smith Business School
  • Credits: 15
  • Level: Level 4 (SCQF level 10)
  • Typically Offered: Semester 2
  • Available to Visiting Students: Yes
  • Collaborative Online International Learning: No
  • Curriculum For Life: No

Short Description

The course instructs students to analyse the various issues faced by banks in terms of liquidity and profitability, risks as well as the challenges for bank regulation.

Timetable

Lectures: 10 x 2-hour lectures

Excluded Courses

None

Co-requisites

None

Assessment

1. Written assignment, including essay; Individual; 750 words; 30%; ILOs 1, 4.

2. Degree exam: in-person; Individual; 120 minutes; 70%; ILOs 1-3.

Main Assessment In: April/May

Course Aims

The main aims of this course are to:

■ Impart knowledge about the theoretical and empirical analysis about the banking sector on the various issues faced by banks such as liquidity, profitability, risks as well as the challenges for bank regulation.

■ Train students to analyse the various issues faced by the banks and its regulators and critiquing these models.

■ Equip students with the ability to identify the problems faced by the banking industry and discuss possible solutions.

Intended Learning Outcomes of Course

By the end of this course students will:

1. display knowledge of the theoretical models that can explain issues faced by the banking industry and empirical studies which complement these.

2. conduct critical analysis of theoretical and empirical models that explain issues faced by the banking industry.

3. identify problems and the effectiveness of existing policies related to the banking industry.

4. carry out independent research using academic literature and examples of events to critically analyse a contemporary issue in the banking industry. 

Minimum Requirement for Award of Credits

No exceptions