Professor Georgios Panos

  • Affiliate (Adam Smith Business School)

Biography

Georgios is working on issues of household, personal and behavioural finance. He was previously a reader in accounting and finance at the University of Glasgow, a senior lecturer and a lecturer in economics at the University of Stirling and a lecturer in business economics and finance at the University of Essex.

His research has been featured in outlets such as the Journal of Financial Economics, the Journal of Banking and Finance, the Industrial Relations: A Journal of Economy and Society, inter alia.

He has served as a consultant to the World Bank in multiple occasions and is a Logo of Poets & Quants Best 40 under 40 professorsprincipal investigator for the collaborative EU-funded Horizon 2020 project “PROFIT: PROmoting FInancial awareness and sTability”. (Twitter: @PROFIT_platform)

Georgios is also featured among the Poets & Quants 2020 Best 40 Under 40 MBA Professors

Research interests

Georgios is a member of the School's Finance research cluster.

Areas of expertise:

  • Financial literacy
  • Household finance
  • Economics and finance of entrepreneurship
  • Applications of financial technology
  • Labour finance
  • Behavioural economics and finance
  • Labour and personnel economics

Financial literacy excellence agenda at the University of Glasgow, with Professor Georgios Panos

Publications

List by: Type | Date

Jump to: 2023 | 2021 | 2020 | 2018 | 2017 | 2016 | 2014 | 2013 | 2011
Number of items: 31.

2023

Tzora, V. A., Philippas, N. D. and Panos, G. A. (2023) The financial capability of 15-year-olds in Greece. Economics Letters, 225, 111044. (doi: 10.1016/j.econlet.2023.111044)

Kontoliou, I., Veloutsou, C. and Panos, G. (2023) Re-approaching Brand-centric Groups: Definitions, Forms, and Terminology Issues. In: Academy of Marketing Science Conference, New Orleans, LA, USA, 17-19 May 2023, (Accepted for Publication)

2021

Wilson, J. O. S., Panos, G. A. and Adcock, C. (Eds.) (2021) Financial Literacy and Responsible Finance in the FinTech Era: Capabilities and Challenges. Routledge: London. ISBN 9780367769772

Panos, G. A. , Kromydas, T., Osborne, M. and Wright, R. E. (2021) Is literacy a multi-dimensional concept? Some empirical evidence. In: Robinson, P. A., Williams, K. V. and Stojanovic, M. (eds.) Global Citizenship for Adult Education: Advancing Critical Literacies for Equity and Social Justice. Routledge: New York, pp. 105-123. ISBN 9780367505882 (doi: 10.4324/9781003050421-17)

2020

Panos, G. A. and Wilson, J. O.S. (2020) Financial literacy and responsible finance in the FinTech era: capabilities and challenges. European Journal of Finance, 26(4-5), pp. 297-301. (doi: 10.1080/1351847X.2020.1717569)

2018

Chen, L., Kromydas, T. and Panos, G. (2018) Financial Institutions, Financial Literacy and Financial Capability: Insights from Interviews with Managers of Responsible Banking and Financial Institutions. IFIN 2018: 3rd International Workshop on the internet for Financial Collective Awareness and Intelligence, Glasgow, Scotland, 12 Nov 2018.

Panos, G. and Yang, Y. (2018) Job flows, returns to skill, and rent-sharing at the dawn of the new millennium: A firm-level inquiry from the BRICS. International Journal of Language, Translation and Intercultural Communication, 7, pp. 64-99. (doi: 10.12681/ijltic.17402)

Karkkainen, T., Panos, G. A. , Broby, D. and Bracciali, A. (2018) On the educational curriculum in finance and technology. In: Diplaris, S., Satsiou, A., Følstad, A., Vafopoulos, M. and Vilharinho, T. (eds.) Internet Science: INSCI 2017 International Workshops, IFIN, DATA ECONOMY, DSI, and CONVERSATIONS, Thessaloniki, Greece, November 22, 2017, Revised Selected Papers. Series: Lecture notes in computer science (10750). Springer: Cham, pp. 7-20. ISBN 9783319775463 (doi: 10.1007/978-3-319-77547-0_1)

Katmada, A., Satsiou, A., Kompatsiaris, I., Pragidis, I., Tsintzos, P., Revenko, A. and Panos, G. (2018) Privacy and Personalisation Services. Project Report. PROFIT.

Panos, G. , Bouzanis, C. , Kromydas, T., Ravenko, A., Mireles-Chavez, V., Katmada, A. and Hanecak, P. (2018) Interactive Technologies Towards Collaborative Learning. Project Report. University of Glasgow.

2017

Bouzanis, C. and Panos, G. (2017) Greece, Financialization and the EU: The Political Economy of Debt and Destruction, By: Vassilis K. Fouskas and Constantine Dimoulas, Palgrave Macmillan July 2013. Journal of General Management, 42(4), pp. 92-95. (doi: 10.1177/0306307017703001)[Book Review]

Panos, G. , Bouzanis, C. , Kromydas, T., Gkrimmotsis, K. and Akubelem, N. O. (2017) Assessment of Users' Literacy Level. Project Report. University of Glasgow.

Panos, G. , Kromydas, T., Bouzanis, C. , Gkrimmotsis, K., Akubelem, N. O., Satsiou, A., Katmada, A. and Sarigiannidis, P. (2017) Integrated Financial Education Toolkit. Project Report. University of Glasgow. (Unpublished)

2016

Demirgüç-Kunt, A., Klapper, L. and Panos, G. A. (2016) Determinants of saving for old age around the world. In: Mitchell, O. S., Maurer, R. and Orszag, J. M. (eds.) Retirement System Risk Management: Implications of the New Regulatory Order. Oxford University Press. ISBN 9780198787372

Satsiou, A., Revenko, A., Praggidis, I., Karapistoli, E., Panos, G. , Bouzanis, C. and Kompatsiaris, I. (2016) Semantic Technology for Financial Awareness. 12th International Conference on Semantic Systems (SEMANTiCS 2016), Leipzig, Germany, 12-15 Sep 2016.

Satsiou, A., Panos, G., Praggidis, I., Vrochidis, S., Papadopoulos, S., Keratidis, C., Syropoulou, P. and Liu, H.-Y. (Eds.) (2016) Collective Online Platforms for Financial and Environmental Awareness. Series: Information Systems and Applications, incl. Internet/Web, and HCI. Springer International Publishing. ISBN 9783319502366

Hobel, H. et al. (2016) Data Crawlers, Adaptors and Extractors. Project Report. PROFIT.

Panos, G. A. , Gkrimmotsis, K., Bouzanis, C. , Katmada, A., Satsiou, A., Gasparini, G.-L., Prospero, A., Praggidis, I. and Karapistoli, E. (2016) What do people expect from a financial awareness platform? Insights from an online survey. In: Satsiou, A., Panos, G., Praggidis, I., Vrochidis, S., Papadopoulos, S., Keratidis, C., Syropoulou, P. and Liu, H.-Y. (eds.) Collective Online Platforms for Financial and Environmental Awareness. Series: Information Systems and Applications, incl. Internet/Web, and HCI, 10078 (10078). Springer International Publishing. ISBN 9783319502366

Praggidis, I., Karapistoli, E., Panagiotis, T., Chamula, A., Panos, G. A. , Gkrimmotsis, K., Akubelem, N. O., Revenko, A., Prospero, A. and Gasparini, G.-L. (2016) Analysis of Current Best Practices. Project Report. University of Glasgow.

Revenko, A., Hobel, H., Pragidis, I., Karapistioli, E., Panos, G. and Bouzanis, C. (2016) Data and Information Streams – Assessment Tools. Project Report. PROFIT.

Satsiou, A., Katmada, A., Kompatsiaris, I., Prospero, A., Gasparini, G.L., Revenko, A., Praggidis, I., Panos, G. and Hanecak, P. (2016) Dissemination and Communication Activities Report – 2nd version. Project Report. PROFIT.

Satsiou, A., Katmada, A., Kompatsiaris, I., Prospero, A., Gasparini, G.L., Revenko, A., Praggidis, I., Panos, G. and Starek, L. (2016) Dissemination and Communication Activities Report – 1st version. Project Report. PROFIT.

Starek, L. et al. (2016) Use Cases and User Scenarios. Project Report. University of Glasgow.

2014

Panos, G. A. , Pouliakas, K. and Zangelidis, A. (2014) Multiple job holding, skill diversification, and mobility. Industrial Relations: A Journal of Economy and Society, 53(2), pp. 223-272. (doi: 10.1111/irel.12055)

Hvide, H. K. and Panos, G. A. (2014) Risk tolerance and entrepreneurship. Journal of Financial Economics, 111(1), pp. 200-223. (doi: 10.1016/j.jfineco.2013.06.001)

2013

Klapper, L., Lusardi, A. and Panos, G. A. (2013) Financial literacy and its consequences: evidence from Russia during the financial crisis. Journal of Banking and Finance, 37(10), pp. 3904-3923. (doi: 10.1016/j.jbankfin.2013.07.014)

Panos, G. A. and Theodossiou, I. (2013) Reciprocal loyalty and union mediation. Industrial Relations: A Journal of Economy and Society, 52(3), pp. 645-676. (doi: 10.1111/irel.12028)

Demirgüç-Kunt, A., Klapper, L. F. and Panos, G. A. (2013) Entrepreneurial finance in the Western Balkans. In: Cull, R., Demirgüç-Kunt, A. and Morduch, J. (eds.) Banking the World: Empirical Foundations of Financial Inclusion. MIT Press: Boston, MA, pp. 211-264. ISBN 9780262018425

2011

Klapper, L. and Panos, G. A. (2011) Financial literacy and retirement planning: the Russian case. Journal of Pension Economics and Finance, 10(4), pp. 599-618. (doi: 10.1017/S1474747211000503)

Panos, G. (2011) Read, S., Sarasvathy, S., Dew, N., Wiltbank, R. and Ohlsson, A.-V. (2011), Effectual Entrepreneurship, Routledge, Abingdon, UK, 228pp. ISBN 978-0-415-58643-6. Journal of General Management, 36(3), pp. 96-102. [Book Review]

Demirgüc-Kunt, A., Klapper, L. F. and Panos, G. A. (2011) Entrepreneurship in post-conflict transition. Economics of Transition, 19(1), pp. 27-78. (doi: 10.1111/j.1468-0351.2010.00398.x)

This list was generated on Fri Apr 19 18:53:48 2024 BST.
Number of items: 31.

Articles

Tzora, V. A., Philippas, N. D. and Panos, G. A. (2023) The financial capability of 15-year-olds in Greece. Economics Letters, 225, 111044. (doi: 10.1016/j.econlet.2023.111044)

Panos, G. A. and Wilson, J. O.S. (2020) Financial literacy and responsible finance in the FinTech era: capabilities and challenges. European Journal of Finance, 26(4-5), pp. 297-301. (doi: 10.1080/1351847X.2020.1717569)

Panos, G. and Yang, Y. (2018) Job flows, returns to skill, and rent-sharing at the dawn of the new millennium: A firm-level inquiry from the BRICS. International Journal of Language, Translation and Intercultural Communication, 7, pp. 64-99. (doi: 10.12681/ijltic.17402)

Panos, G. A. , Pouliakas, K. and Zangelidis, A. (2014) Multiple job holding, skill diversification, and mobility. Industrial Relations: A Journal of Economy and Society, 53(2), pp. 223-272. (doi: 10.1111/irel.12055)

Hvide, H. K. and Panos, G. A. (2014) Risk tolerance and entrepreneurship. Journal of Financial Economics, 111(1), pp. 200-223. (doi: 10.1016/j.jfineco.2013.06.001)

Klapper, L., Lusardi, A. and Panos, G. A. (2013) Financial literacy and its consequences: evidence from Russia during the financial crisis. Journal of Banking and Finance, 37(10), pp. 3904-3923. (doi: 10.1016/j.jbankfin.2013.07.014)

Panos, G. A. and Theodossiou, I. (2013) Reciprocal loyalty and union mediation. Industrial Relations: A Journal of Economy and Society, 52(3), pp. 645-676. (doi: 10.1111/irel.12028)

Klapper, L. and Panos, G. A. (2011) Financial literacy and retirement planning: the Russian case. Journal of Pension Economics and Finance, 10(4), pp. 599-618. (doi: 10.1017/S1474747211000503)

Demirgüc-Kunt, A., Klapper, L. F. and Panos, G. A. (2011) Entrepreneurship in post-conflict transition. Economics of Transition, 19(1), pp. 27-78. (doi: 10.1111/j.1468-0351.2010.00398.x)

Book Sections

Panos, G. A. , Kromydas, T., Osborne, M. and Wright, R. E. (2021) Is literacy a multi-dimensional concept? Some empirical evidence. In: Robinson, P. A., Williams, K. V. and Stojanovic, M. (eds.) Global Citizenship for Adult Education: Advancing Critical Literacies for Equity and Social Justice. Routledge: New York, pp. 105-123. ISBN 9780367505882 (doi: 10.4324/9781003050421-17)

Karkkainen, T., Panos, G. A. , Broby, D. and Bracciali, A. (2018) On the educational curriculum in finance and technology. In: Diplaris, S., Satsiou, A., Følstad, A., Vafopoulos, M. and Vilharinho, T. (eds.) Internet Science: INSCI 2017 International Workshops, IFIN, DATA ECONOMY, DSI, and CONVERSATIONS, Thessaloniki, Greece, November 22, 2017, Revised Selected Papers. Series: Lecture notes in computer science (10750). Springer: Cham, pp. 7-20. ISBN 9783319775463 (doi: 10.1007/978-3-319-77547-0_1)

Demirgüç-Kunt, A., Klapper, L. and Panos, G. A. (2016) Determinants of saving for old age around the world. In: Mitchell, O. S., Maurer, R. and Orszag, J. M. (eds.) Retirement System Risk Management: Implications of the New Regulatory Order. Oxford University Press. ISBN 9780198787372

Panos, G. A. , Gkrimmotsis, K., Bouzanis, C. , Katmada, A., Satsiou, A., Gasparini, G.-L., Prospero, A., Praggidis, I. and Karapistoli, E. (2016) What do people expect from a financial awareness platform? Insights from an online survey. In: Satsiou, A., Panos, G., Praggidis, I., Vrochidis, S., Papadopoulos, S., Keratidis, C., Syropoulou, P. and Liu, H.-Y. (eds.) Collective Online Platforms for Financial and Environmental Awareness. Series: Information Systems and Applications, incl. Internet/Web, and HCI, 10078 (10078). Springer International Publishing. ISBN 9783319502366

Demirgüç-Kunt, A., Klapper, L. F. and Panos, G. A. (2013) Entrepreneurial finance in the Western Balkans. In: Cull, R., Demirgüç-Kunt, A. and Morduch, J. (eds.) Banking the World: Empirical Foundations of Financial Inclusion. MIT Press: Boston, MA, pp. 211-264. ISBN 9780262018425

Book Reviews

Bouzanis, C. and Panos, G. (2017) Greece, Financialization and the EU: The Political Economy of Debt and Destruction, By: Vassilis K. Fouskas and Constantine Dimoulas, Palgrave Macmillan July 2013. Journal of General Management, 42(4), pp. 92-95. (doi: 10.1177/0306307017703001)[Book Review]

Panos, G. (2011) Read, S., Sarasvathy, S., Dew, N., Wiltbank, R. and Ohlsson, A.-V. (2011), Effectual Entrepreneurship, Routledge, Abingdon, UK, 228pp. ISBN 978-0-415-58643-6. Journal of General Management, 36(3), pp. 96-102. [Book Review]

Edited Books

Wilson, J. O. S., Panos, G. A. and Adcock, C. (Eds.) (2021) Financial Literacy and Responsible Finance in the FinTech Era: Capabilities and Challenges. Routledge: London. ISBN 9780367769772

Satsiou, A., Panos, G., Praggidis, I., Vrochidis, S., Papadopoulos, S., Keratidis, C., Syropoulou, P. and Liu, H.-Y. (Eds.) (2016) Collective Online Platforms for Financial and Environmental Awareness. Series: Information Systems and Applications, incl. Internet/Web, and HCI. Springer International Publishing. ISBN 9783319502366

Research Reports or Papers

Katmada, A., Satsiou, A., Kompatsiaris, I., Pragidis, I., Tsintzos, P., Revenko, A. and Panos, G. (2018) Privacy and Personalisation Services. Project Report. PROFIT.

Panos, G. , Bouzanis, C. , Kromydas, T., Ravenko, A., Mireles-Chavez, V., Katmada, A. and Hanecak, P. (2018) Interactive Technologies Towards Collaborative Learning. Project Report. University of Glasgow.

Panos, G. , Bouzanis, C. , Kromydas, T., Gkrimmotsis, K. and Akubelem, N. O. (2017) Assessment of Users' Literacy Level. Project Report. University of Glasgow.

Panos, G. , Kromydas, T., Bouzanis, C. , Gkrimmotsis, K., Akubelem, N. O., Satsiou, A., Katmada, A. and Sarigiannidis, P. (2017) Integrated Financial Education Toolkit. Project Report. University of Glasgow. (Unpublished)

Hobel, H. et al. (2016) Data Crawlers, Adaptors and Extractors. Project Report. PROFIT.

Praggidis, I., Karapistoli, E., Panagiotis, T., Chamula, A., Panos, G. A. , Gkrimmotsis, K., Akubelem, N. O., Revenko, A., Prospero, A. and Gasparini, G.-L. (2016) Analysis of Current Best Practices. Project Report. University of Glasgow.

Revenko, A., Hobel, H., Pragidis, I., Karapistioli, E., Panos, G. and Bouzanis, C. (2016) Data and Information Streams – Assessment Tools. Project Report. PROFIT.

Satsiou, A., Katmada, A., Kompatsiaris, I., Prospero, A., Gasparini, G.L., Revenko, A., Praggidis, I., Panos, G. and Hanecak, P. (2016) Dissemination and Communication Activities Report – 2nd version. Project Report. PROFIT.

Satsiou, A., Katmada, A., Kompatsiaris, I., Prospero, A., Gasparini, G.L., Revenko, A., Praggidis, I., Panos, G. and Starek, L. (2016) Dissemination and Communication Activities Report – 1st version. Project Report. PROFIT.

Starek, L. et al. (2016) Use Cases and User Scenarios. Project Report. University of Glasgow.

Conference or Workshop Item

Chen, L., Kromydas, T. and Panos, G. (2018) Financial Institutions, Financial Literacy and Financial Capability: Insights from Interviews with Managers of Responsible Banking and Financial Institutions. IFIN 2018: 3rd International Workshop on the internet for Financial Collective Awareness and Intelligence, Glasgow, Scotland, 12 Nov 2018.

Satsiou, A., Revenko, A., Praggidis, I., Karapistoli, E., Panos, G. , Bouzanis, C. and Kompatsiaris, I. (2016) Semantic Technology for Financial Awareness. 12th International Conference on Semantic Systems (SEMANTiCS 2016), Leipzig, Germany, 12-15 Sep 2016.

Conference Proceedings

Kontoliou, I., Veloutsou, C. and Panos, G. (2023) Re-approaching Brand-centric Groups: Definitions, Forms, and Terminology Issues. In: Academy of Marketing Science Conference, New Orleans, LA, USA, 17-19 May 2023, (Accepted for Publication)

This list was generated on Fri Apr 19 18:53:48 2024 BST.

Grants

  • European Commission, Horizon 2020: Project title "PROFIT: Promoting Financial Awareness and Stability"; Scheme: ICT-10-2015 Collective Awareness Platforms; Role: Principal Investigator: €1.6 million (Jan. 2016 - Jan. 2019).
  • Think Forward Initiative: 10,000 Euros (12/2018)
  • Wards Trust Fund: £3,000 (06/2014; 06/2015; 06/2017; 06/2018)
  • SIRE Early Career Grant: £6,700 (05/2014)
  • Royal Economic Society Special Grant: £3,500 (01/2013)
  • SIRE workshop grant: £2,500 (10/2012)
  • Carnegie Trust project grant:  £600 (06/2012)
  • Essex Business School research grant: £1,400 (06/2011)

Knowledge-Transfer Partnerships/Knowledge Exchange programmes:

  • UK Money Advice Service: Economic Analysis of Improved Financial Capability, £5,950, Fall 2016

Supervision

Supervisory interests

  • Financial literacy
  • Household finance
  • Economics and finance of entrepreneurship
  • Applications of financial technology
  • Labour finance
  • Behavioural economics and finance

Current doctoral supervision

  • Huang, Beijia
    Corporate investment, Tax behavior and ESG performance: Empirical evidence from emerging market countries
  • Kontoliou, Ioanna
    Research topic: Brand communities: new forms of brand co-ownership - the case of crowdfunding communities
  • Youssef, David Raouf Helmy
    Fintech lending, gender and loan pricing

Teaching

  • International Financial Management (UG, Autumn)
  • International Financial Management and Corporate Finanec (MBA, Spring)
  • Responsible Banking and Development Finance (PG, Spring: Currently not offered)

Additional information